myjf007
2024-11-04 627b61d17da1dbf02c0363c659b728627dd42890
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package com.nova.sankuai.service.impl;
 
import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
import com.baomidou.mybatisplus.core.conditions.update.LambdaUpdateWrapper;
import com.baomidou.mybatisplus.core.toolkit.Wrappers;
import com.nova.sankuai.domain.entity.*;
import com.nova.sankuai.domain.enums.capitalInfo.CapitalFundTypeEnum;
import com.nova.sankuai.domain.enums.capitalInfo.CapitalInfoIsLenderEnum;
import com.nova.sankuai.domain.enums.capitalInfo.CapitalInfoStatusEnum;
import com.nova.sankuai.infra.config.CommonException;
import com.nova.sankuai.infra.mapper.CustomerCapitalResultMapper;
import com.nova.sankuai.infra.mapper.CustomerUserMapper;
import com.nova.sankuai.infra.utils.UserUtil;
import com.nova.sankuai.security.UserDetail;
import com.nova.sankuai.service.ICapitalResultCommonService;
import com.nova.sankuai.service.IChannelInfoService;
import com.nova.sankuai.service.ICityService;
import lombok.AllArgsConstructor;
import org.apache.commons.lang3.StringUtils;
import org.slf4j.Logger;
import org.slf4j.LoggerFactory;
import org.springframework.stereotype.Service;
 
import javax.servlet.http.HttpServletRequest;
import java.util.Arrays;
import java.util.Date;
import java.util.Objects;
 
/**
 * @author weikangdi
 * @create 2022/7/1
 */
@Service
@AllArgsConstructor
public class CapitalResultCommonServiceImpl implements ICapitalResultCommonService {
 
    private final ICityService cityService;
 
    private final CustomerCapitalResultMapper capitalResultMapper;
 
    private final IChannelInfoService channelInfoService;
 
    private static final Logger log = LoggerFactory.getLogger("capitalLogger");
 
    private final CustomerUserMapper customerUserMapper;
 
    @Override
    public LambdaUpdateWrapper<CustomerCapitalResult> getWrapper(CapitalInfo capitalInfo, CustomerCapitalResult capitalResult) {
        LambdaUpdateWrapper<CustomerCapitalResult> wrapper = Wrappers.<CustomerCapitalResult>lambdaUpdate()
                .set(CustomerCapitalResult::getApprovalResult, capitalResult.getApprovalResult())
                .set(CustomerCapitalResult::getStatus, capitalResult.getStatus())
                .set(CustomerCapitalResult::getLastUpdatedDate, new Date())
                .set(CustomerCapitalResult::getThirdOrderStatus,capitalResult.getThirdOrderStatus());
        if (Objects.equals(CapitalFundTypeEnum.ONLINE.getCode(), capitalInfo.getFundType()) && capitalResult.getApprovalInnerResult() == null) {
            wrapper.set(CustomerCapitalResult::getApprovalInnerResult, CapitalInfoStatusEnum.FIRST_APPROVAL.getCode());
        }
        wrapper.eq(CustomerCapitalResult::getId, capitalResult.getId());
        return wrapper;
    }
 
 
    /**
     * 根据资方信息筛选条件对申请记录进行筛选,如果不满足条件,视为撞库失败
     *
     * @param customer
     * @param capitalInfo
     * @param capitalResult
     * @return
     */
    @Override
    public CustomerCapitalResult filterCustomer(Customer customer, CapitalInfo
            capitalInfo, CustomerCapitalResult capitalResult, String logNumber) {
        boolean filter = true;
        boolean bool = assetScreening(capitalInfo, customer, logNumber, filter);
        filter = bool;
        if (customer.getIsDistinguishOcr() != null && customer.getIsDistinguishOcr().equals(0) &&
                CapitalInfoIsLenderEnum.OCR_REQUIRED.getCode().equals(capitalInfo.getIsOcrRequired())) {
            filter = false;
            log.info("日志编号:" + logNumber + capitalInfo.getName() + "ocr识别失败");
        }
        if (StringUtils.isNotEmpty(capitalInfo.getCityLimit())) {
            String cityId = customer.getCity();
            City city = cityService.lambdaQuery().eq(City::getCityId, cityId).one();
            if (StringUtils.isEmpty(customer.getCity()) || city == null) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足城市筛选,撞库失败");
            } else {
                String deliveryCity = capitalInfo.getCityLimit();
                String provinceId = city.getProvinceId();
                if (!deliveryCity.contains(cityId) && !deliveryCity.equals(provinceId)
                        && !deliveryCity.contains("," + provinceId + ",")
                        && !deliveryCity.endsWith("," + provinceId)
                        && !deliveryCity.contains(provinceId + ",")) {
//                if (!deliveryCity.contains(provinceId)) {
                    filter = false;
                }
            }
        }
        if (capitalInfo.getAgeLowerLimit() != null) {
            if (customer.getAge() == null || customer.getAge() < capitalInfo.getAgeLowerLimit()) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足年龄筛选,年龄过小,撞库失败");
            }
        }
        if (capitalInfo.getAgeUpperLimit() != null) {
            if (customer.getAge() == null || customer.getAge() > capitalInfo.getAgeUpperLimit()) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足年龄筛选,年龄过大,撞库失败");
            }
        }
        if (StringUtils.isNotEmpty(capitalInfo.getMarriageLimit())) {
            String[] split = capitalInfo.getMarriageLimit().split(",");
            if (!Arrays.asList(split).contains(customer.getMaritalStatus())) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足婚姻筛选,撞库失败");
            }
        }
        if (capitalInfo.getSesameLimit() != null) {
            if (!Objects.equals(capitalInfo.getSesameLimit(), customer.getSesame())) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足芝麻分筛选,撞库失败");
            }
        }
        if (capitalInfo.getCreditCardLimit() != null) {
            if (!Objects.equals(capitalInfo.getCreditCardLimit(), customer.getCreditCard())) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足信用卡筛选,撞库失败");
            }
        }
        if (capitalInfo.getAmountLowerLimit() != null) {
            if (customer.getLoanAmount() == null || customer.getLoanAmount() < capitalInfo.getAmountLowerLimit()) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足贷款金额筛选,金额过小,撞库失败");
            }
        }
        if (capitalInfo.getAmountUpperLimit() != null) {
            if (customer.getLoanAmount() == null || customer.getLoanAmount() > capitalInfo.getAmountUpperLimit()) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足贷款金额筛选,金额过大,撞库失败");
            }
        }
        if (capitalInfo.getMonthlyIncomeLimit() != null) {
            if (!Objects.equals(capitalInfo.getMonthlyIncomeLimit(), customer.getMonthlyIncome())) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足月收入筛选,撞库失败");
            }
        }
        if (StringUtils.isNotEmpty(capitalInfo.getEducationLimit())) {
            String[] split = capitalInfo.getEducationLimit().split(",");
            if (!Arrays.asList(split).contains(customer.getEducation())) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足教育筛选,撞库失败");
            }
        }
        Integer sourceChannelCustomer = customer.getSourceChannel();
        if (sourceChannelCustomer == null) {
            filter = false;
            log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足渠道筛选,用户渠道为空,撞库失败");
        } else {
            ChannelInfo channelInfo = channelInfoService.getOne(new LambdaQueryWrapper<ChannelInfo>().eq(ChannelInfo::getCode, sourceChannelCustomer)
                    .eq(ChannelInfo::getStatus, 1));
            if (channelInfo == null) {
                filter = false;
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足渠道筛选,渠道为空,撞库失败");
            } else {
                String sourceChannel = channelInfo.getId().toString();
                if (CapitalInfo.CHANNEL_INCLUDE == capitalInfo.getChannelConfig()) {
                    if (StringUtils.isEmpty(capitalInfo.getChannelIds()) || StringUtils.isEmpty(sourceChannel)) {
                        filter = false;
                        log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足渠道筛选,包含渠道列表为空,撞库失败");
                    } else {
                        if (!capitalInfo.getChannelIds().contains(sourceChannel)) {
                            filter = false;
                            log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足渠道筛选,未包含用户渠道,撞库失败");
                        }
                    }
                } else if (CapitalInfo.CHANNEL_UNINCLUDE == capitalInfo.getChannelConfig()) {
                    if (!StringUtils.isEmpty(capitalInfo.getChannelIds()) && !StringUtils.isEmpty(sourceChannel)) {
                        if (capitalInfo.getChannelIds().contains(sourceChannel)) {
                            filter = false;
                            log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时不满足渠道筛选,包含用户渠道,撞库失败");
                        }
                    }
                }
            }
        }
 
        if (filter) {
            return null;
        } else {
            capitalResult.setCheckResult(CustomerCapitalResult.CHECK_FAIL);
            capitalResultMapper.insert(capitalResult);
            return capitalResult;
        }
    }
 
 
    private boolean assetScreening(CapitalInfo capitalInfo, Customer customer, String logNumber, boolean filter) {
        boolean isAllSatisfy = false;
        if (StringUtils.isNotEmpty(capitalInfo.getSocialSecurityLimit())) {
            String[] split = capitalInfo.getSocialSecurityLimit().split(",");
            if (customer.getSocialSecurity() == null || !Arrays.asList(split).contains(customer.getSocialSecurity().toString())) {
                filter = false;
            } else {
                isAllSatisfy = true;
            }
        }
        if (StringUtils.isNotEmpty(capitalInfo.getProvidentFundLimit())) {
            String[] split = capitalInfo.getProvidentFundLimit().split(",");
            if (customer.getProvidentFund() == null || !Arrays.asList(split).contains(customer.getProvidentFund().toString())) {
                filter = false;
            } else {
                isAllSatisfy = true;
            }
        }
        if (StringUtils.isNotEmpty(capitalInfo.getHouseLimit())) {
            String[] split = capitalInfo.getHouseLimit().split(",");
            if (customer.getHouseStatus() == null || !Arrays.asList(split).contains(customer.getHouseStatus().toString())) {
                filter = false;
            } else {
                isAllSatisfy = true;
            }
        }
        if (StringUtils.isNotEmpty(capitalInfo.getCarLimit())) {
            String[] split = capitalInfo.getCarLimit().split(",");
            if (customer.getCarStatus() == null || !Arrays.asList(split).contains(customer.getCarStatus().toString())) {
                filter = false;
            } else {
                isAllSatisfy = true;
            }
        }
        if (StringUtils.isNotEmpty(capitalInfo.getPolicyLimit())) {
            String[] split = capitalInfo.getPolicyLimit().split(",");
            if (customer.getInsurancePolicy() == null || !Arrays.asList(split).contains(customer.getInsurancePolicy().toString())) {
                filter = false;
            } else {
                isAllSatisfy = true;
            }
        }
        if (isAllSatisfy) {
            filter = true;
            if (filter) {
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时5个筛选条件满足其一");
            } else {
                log.info("日志编号:" + logNumber + capitalInfo.getName() + "撞库时5个筛选条件都不满足");
            }
        }
        return filter;
    }
 
    @Override
    public CustomerUser checkUser(HttpServletRequest request) {
        String token = request.getHeader("Authorization");
        UserDetail user = UserUtil.getUser(token);
        if (user == null) {
            throw new CommonException("用户Token无效");
        }
        CustomerUser customerUser = customerUserMapper.selectById(user.getId());
        if (customerUser == null) {
            throw new CommonException("用户不存在");
        }
        return customerUser;
    }
}